What is the best way to use a credit card?

Credit cardscan be used in 2 ways: One for handling day to day expenses and the other for earning rewards.

Most of the people that have a credit card will use it for their day to day expenses and also during emergencies when cash is needed. Here are 2 ways we feel you can use your credit card:

1. For daily expenses and emergencies:

If you regularly need cash for sorting your daily expenses, then visiting the ATM will be a tedious affair. Also, keeping bundles of cash with you all the time is risky as you can get robbed too. Hence Best Credit Cards helps in all these daily expenses. All you have to do is repay the bill at the end of the month.

Also, when it comes to emergencies, most of the times liquid cash is needed or high amount. In such cases again you can’t just hold a lot of cash with you. Hence you can swipe your credit card and sort your expenses immediately.

2. For earning reward points and gaining discounts:

Another smart way a person can use their credit card is by earning reward points and gaining discounts. Yes, you can use your credit card in a smart way. Pay your bills, spend on your daily expenses and earn reward points or discounts. With these reward points you can get a lot of benefits like free movie tickets, huge discounts on domestic hotels & flight bookings etc.

What we want to say is use your credit card wisely and only when you require it. As much as possible try using your debit card and savings. Always maintain a good balance and pay off all your debts.